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| Privacy Notice |
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| DTRIC Insurance is committed to providing
you with products and services to meet your insurance needs. We are also
committed to protecting the privacy of your information. This notice describes
the information we collect, how we use it and how we keep it secure. Please
take a moment to read this privacy notice for some important information
about your rights. |
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| Information We Collect |
| We collect and retain information to give you better service
and to help you learn more about products
and services that may be of interest to you. Customer information may be
collected from a variety of sources, such as: |
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Information we receive from you on your application for insurance
or other forms, such as your
name, address, phone number, e-mail address, social security number, driver's
license number
and date of birth. |
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Information from transactions with us, our affiliates or others, including
your payment history,
insurance claims, type of coverage and information about your vehicle. |
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Information we receive from third parties, such as other insurance companies
or agents,
government agencies, health care providers, consumer reporting agencies
or public records. |
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| Information We Disclose |
| In order to service your account effectively and to provide
you with offers for products and services that you may find useful, we
share information with persons or organizations to perform a business,
professional or insurance function for us. We exchange information about
you with persons who are or will become involved in reviewing and processing
your application, your policy or any claims that you make. These include
our agents, investigators, appraisers, adjusters, attorneys and others.
We also share your information for other permitted purposes, including:
with another insurance company if you are involved in an accident with
their
insured; with our reinsurers;
with companies that provide marketing services; with state insurance departments
or other governmental or law enforcement authorities if required by law or to
protect our legal interests or in cases of suspected fraud or illegal activities;
or if ordered by a subpoena, search warrant or other court order. |
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| We may also disclose information about our former customers
to these same affiliates and non-affiliated companies and to others as
permitted or required by law. |
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| Protection of Information |
| We maintain physical, electronic and procedural safeguards
to protect information. Only employees who need to have that information
to provide services to you have access. We train our employees about their
roles in protecting the information and conduct regular internal audits.
In addition, affiliates and non-affiliated companies to which we disclose
information are required to maintain adequate security standards for the
protection of information. |
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| Disclaimer |
| DTRIC intends for the information contained in this website
to be accurate and reliable. However, errors sometimes occur. Therefore,
DTRIC disclaims any warranty of any kind, whether expressed or implied,
as to any matter whatsoever relating to this website, including without
limitation its merchantability or fitness for any particular purpose. In
no event shall DTRIC be liable for any direct or indirect, special, incidental
or consequential damages arising out of the use or inability to use the
materials on this website. DTRIC will from time to time revise the products
and services described in this website and reserves the right to make such
changes without the obligation to notify current or prospective customers. |
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| DTRIC Insurance Company,
Limited (“DTRIC”)
will not be responsible for any damages or injuries that accompany or result
from your use of its site. These included, but are not limited to, damages
or injury caused by any: (1) use of, or inability to use, the site; (2)
use of, or inability to use, any site to which you hyperlink from our site;
(3) failure of performance; (4) error; (5) omission; (6) interruption;
(7) defect; (8) delay in operation or transmission; (9) computer virus;
or (10) line failure. We are not liable for any consequential or incidental
damages, which are damages intended to compensate someone directly for
a loss or injury, damages reasonably expected to result from a loss or
injury, or other miscellaneous damages and expenses resulting directly
from a loss or injury. Furthermore, we are not liable even if we have been
negligent or if our authorized representative has been advised of the possibility
of such damages - or both. However, in certain states where the law may
not allow us to limit or exclude liability for these incidental or consequential
damages, the above limitation may not apply and you may have the right
to recover these types of damages. In any event, our liability to you for
all losses, damages, injuries and claims of any kind, whether the damages
are claimed under the terms of a contract, or they are claimed to be caused
by negligence or other wrongful conduct or any other legal theory, will
not be greater than the amount you have paid to access our site. |
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| DTRIC reserves the right to modify the rules and regulations
governing this site at any time. When modifications appear on this site,
users are deemed to be aware and bound by any changes to these rules and
regulations. DTRIC reserves the right to make any improvements or changes
to the content of this site at any time. |
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